First Party Property Disputes
Insurance policies are meant to protect the assets that are most important to you and your family. Since insurance policies are expected to safeguard your property and possessions from damages, accidents, liabilities, and other incidents, we trust them to honor and fulfill their part of the deal. Unfortunately, sometimes insurance carriers do not meet their end of the bargain. They have been known to do the following:
- Delay compensation for no legitimate reason
- Deny compensation for no legitimate reason
- Purposely fail to acknowledge a claim
- Fail to reply to a claim
- Fail to provide an explanation for a denied claim
- Fail to provide an explanation for an underpaid claim
- Fail to provide a proper claims investigation
- Try to settle a claim for an unreasonable amount
Reimbursement For The Actual Value Of My Property Prior to Damage
When your property is damaged, you expect your insurance company to provide compensation that reflects the actual value of your property before the incident occurred. However, insurance carriers often fall short of meeting their obligations, leading to frustrating experiences for policyholders. At Payne Law, PLLC, we understand the challenges you may face in obtaining fair reimbursement for your property.
Our experienced property claims lawyers have dealt with various scenarios, including insurance carriers delaying or denying compensation without legitimate reasons. We can assist you if your insurance company:
- Fails to acknowledge or reply to your claim promptly
- Provides insufficient explanations for denied or underpaid claims
- Attempts to settle for an unreasonable amount
- Neglects proper claims investigation
We also address common concerns that property owners in Florida may have, such as the types of claims frequently filed and the potential damages sought in a first-party insurance claim dispute.
Insurance Claims And Property Damage
Dealing with insurance companies can be a daunting process, particularly when they engage in bad faith practices that hinder fair claim resolution. At Payne Law, PLLC, our skilled insurance claims attorney can guide you through the complex insurance procedures and help you overcome the challenges you may encounter.
We have successfully handled a wide range of insurance claims, including those related to property damage caused by water, fire, storms, fallen trees,
vandalism, lightening, pipe burst, sink holes, smoke, tornadoes and more. Additionally, we have experience with denied property claims, life insurance claims, medical insurance claims, auto insurance claims, and other disputed matters.
Insurance carriers are legally bound to honor the terms of your insurance policy. However, when they fail to comply or engage in bad faith practices, seeking legal recourse may be necessary. Our insurance claims attorney will evaluate your case thoroughly, identify potential bad faith practices, and determine the best course of action for your situation.
If your claim has been denied or undervalued, we will work diligently to hold the insurance company accountable and pursue the compensation you deserve. Contact Payne Law, PLLC, for a personalized case evaluation, and let us fight for your rights.