★★★★★

5.0 - Client Satisfaction

Award-Winning
Insurance Claim & Personal Injury Lawyers

Representing Clients in Insurance Claims, Personal Injury Cases, and Property Damage Disputes

Google

★★★★★

Facebook

★★★★★

Yelp

★★★★★

Award Winning Team

Voter recognized for delivering exceptional legal results.

Free Case Evaluation

Talk to a real attorney today; no cost, no obligation.

Fully Confidential

Every conversation is private, secure, and protected by law.

Your Trusted Insurance Claim Advocates

Insurance Claim Lawyers in Florida
for Denied or Underpaid Claims

Our experienced insurance claim lawyers represent homeowners and business owners who are dealing with denied, delayed, or underpaid insurance claims.

Claim Denied or Underpaid?

If your insurer delayed, denied, or lowballed your payout, we’ll review your policy and fight back on your behalf.

Storm Damage to Your Home?

We help Florida residents file and fight hurricane, wind, and hail damage claims; even if you've already been denied.

Suffering From a Personal Injury?

From slip and falls to catastrophic injuries, we demand the compensation you’re legally entitled to.

Hit in a Car Accident?

Even a “minor” crash can have pushback from the insurance company. We pursue the full compensation you deserve.

Flooding or Water Leaks?

We help Florida residents file and fight hurricane, wind, and hail damage claims; even if you've already been denied.

Fire or Smoke Damage?

Insurance companies often undervalue fire-related losses. We fight to get you full coverage for restoration and rebuilding.

Practice Areas Covered

We have extensive experience with storm damage, fire loss, water intrusion, personal injury, and large commercial claims, and we fight to secure the full compensation our clients deserve.

Hurricane & Storm Damage

Flooding, wind damage, and interior destruction.

Wind Damage

Roof leaks, broken windows, and structural issues.

Hail Damage

Roof dents, cracked windows, and siding damage.

Roof Damage

Full replacement, active leaks, missing shingles.

Water Damage & Leaks

Plumbing leaks, appliance overflows, and mold risk.

Mold Damage

Hidden growth, remediation, air quality and health risks.

Fire & Smoke Damage

Property destruction, smoke residue, and rebuild costs.

Lightning & Power Surge

Power surges, electrical fires, and system failure.

Tornado Damage

Structural collapse, debris impact, and roof loss.

Sinkhole Damage

Subsidence, foundation cracks, structural shift.

Snow & Ice Damage

Snow load, ice dams, and freeze-burst pipes.

Personal Injury

Car accidents, slip and falls, and serious injuries.

Commercial & Large Loss

Business interruption, vandalism, and fire damage.

Denied or Underpaid Claims

Low offers, delays, claim denials.

Not Sure What You’re Covered For?

Policy reviews, coverage questions, and denied claims.

Not sure if your situation is covered? Contact us to review your case.

Real Clients. Real Results.

The Law Firm Trusted for Big Wins

We’ve helped countless homeowners, business owners, and injury victims recover what they’re rightfully owed, often far beyond what the insurance company initially offered.

Google

4.9 ★★★★★

Facebook

4.7 ★★★★★

Yelp

4.2 ★★★★★

Millions Recovered

$120,000,000+

Recovered for homeowners and businesses. Results that rebuild roofs and lives.

What Our Clients Are Saying

We’re proud of the results we deliver, but even more proud of the trust our clients place in us.

Payne Law helped me get my roof replaced after my insurance company denied the claim. I highly recommend them for storm damage cases.

★★★★★ | Gloria M.

My insurance company denied my storm damage claim, but Payne Law fought back and got it approved. They were professional and efficient.
★★★★★ | Olga S.

Professional, responsive, and relentless. They made sure my insurance company covered my hurricane roof damage claim.
★★★★★ | Nancy D.

I was overwhelmed after my roof was damaged by a tornado. Payne Law took over and got me a full settlement without the stress.
★★★★★ | Jeremiah M.

I’m incredibly grateful to Payne Law for getting our home insurance to pay for our roof after months of delays and excuses.

★★★★★ | Norman F.

After a hailstorm damaged my property, Payne Law stepped in and forced my insurance company to pay for the full repair.
★★★★★ | Steven B.

After Hurricane Ian, my insurance company only offered $5,000. Payne Law got me $103,000. Worth every penny.
★★★★★ | David M.

The team at Payne Law kept me informed and handled everything. I now have a new roof thanks to their persistence.
— Michael D.

My claim had been denied multiple times. Payne Law got involved, and within weeks, I had a full settlement.
★★★★★ | Rick S.

These testimonials and case results do not guarantee similar outcomes. Every case is unique and depends on the specific facts and circumstances involved.

Getting Legal Help Shouldn’t Be Complicated

Our process makes it easy to get started, get answers, and get the results you deserve, without the hassle.

Contact Payne Law

Start with a free case evaluation. Call, text, or submit online, and we’ll review your case at no cost.

We Get to Work

Our legal team begins gathering evidence and dealing directly with the insurance company.

You Get Results

We handle the fight; you focus on moving forward. If they won’t pay what’s fair, we push harder.

About Payne Law

Why Choose Payne Law for
Your Insurance Claim Case?

At Payne Law, our experienced attorneys specialize in property and insurance claims, helping Florida homeowners and businesses get fair compensation after storm damage, fires, hail, and other disasters. We also represent clients in personal injury cases, always pushing for maximum recovery.

When you partner with Payne Law, you’re choosing a team that knows how to deal with insurance companies and fight for your rights. We guide you clearly through every step, from initial claim to final settlement, so you can focus on moving forward.

Learn More About Payne Law