Who We Are & How We Win
At Payne Law, we were built to do one thing exceptionally well: deliver elite representation and swift justice for policyholders and injury victims. Our firm blends big-firm firepower with a small-firm obsession for client service.
Inside Payne Law: Results-Driven Insurance & Injury Lawyers
Payne Law launched in 2019 with a clear mandate: take the best of big-firm firepower and remove everything that slows clients down. Our founders had already spent years inside one of the largest practices in this field, handling complex claims and high-stakes litigation. They saw what worked: deep expertise, rigorous case prep, and courtroom readiness, and what didn’t: bureaucracy, poor communication, and a profit-first mindset.
That blueprint turned into tangible momentum. Payne Law has grown to more than a dozen attorneys, opened offices in Orlando (Winter Park) and Denver, and now represents policyholders and injury victims across Florida, Georgia, Colorado, North Carolina, South Carolina, and Texas. We routinely recover $25M+ annually and maintain a 99% success rate in matters we accept, results driven by an evidence-first workflow, fast communication, and the ability to escalate when insurers won’t deal fairly.
We’re proud of our culture and our reputation with opposing counsel and adjusters. Cases move faster when your file is litigation-ready from day one, when your lawyer returns calls, and when negotiations are rooted in clean proof, not rhetoric.
That’s the Payne Law model.
Relentless Client Service
Calls and texts returned. Documents explained. Expectations set.
Faster Resolutions
We build litigation-ready files from day one, which pushes carriers to resolve cases sooner.
Reputation That Moves Cases
Strong relationships with adjusters and defense counsel help us cut through stall tactics.
A-List Attorneys
Seasoned lawyers with deep coverage and trial experience, the right talent, not just more bodies.
$25M+
recovered annually
99%
Client success rate
4.9 ★
Client Rating
How We Work (And Why It’s Faster)
We measure success by restored homes, reopened businesses, and clients who feel heard. Whether it’s a seven-figure commercial recovery or getting a family back under a safe roof, our goal is the same: maximize what your policy or the law owes—and do it without wasted time. We compress timelines by doing the slow work fast: forensic documentation, code-compliant scopes, and damages modeling upfront.
- Fast Intake & Strategy: We review your policy, facts, and deadlines; map the quickest path to value.
- Evidence, Organized: Photos, inspections, moisture maps, estimates, medical proof—indexed and linked to coverage or liability.
- Demand With Receipts: Complete, code-compliant scopes and damages models that are hard to ignore.
- Negotiate, Then Escalate: Reinspection, supplements, appraisal/mediation, and litigation when needed.
- Clear Updates: Plain-English communication and a secure portal for documents and messages.
Our demands land with credibility, and why we’re prepared to file the day a carrier stops negotiating in good faith.
